Taking Care of You and Your Finances

Tuesday, April 14, 2020

Well, here we are!  As one friend shared, “I woke up feeling great!  I’m so ready for another big day of handwashing and looking out the window!”  Never in my wildest dreams would I have expected the events of these last several weeks.  These are uncertain and ever-changing times, but I know we will get through this together. 

Debit Card vs Credit Card

Tuesday, March 10, 2020

Do you have a go-to card, one that you use for all your purchases? Which card SHOULD we be using? When you think about using a debit card vs. a credit card you might be thinking,  Treasurer, this is a no brainer, I should use my debit card so that I do not build debt with a credit card. However, do you know which card is the SAFEST to use? 

Keeping Your Credit File Safe

Monday, February 10, 2020 at 11:00 pm

Have you noticed when you turn on the tv, there always seems to be a new financial scam? We are warned of hackers, identity thieves, or the latest financial cyber threat.  In 2019, $8.5 billion was spent on funding cybersecurity.  

Recover From Your Holiday Spending Hangover

Monday, January 13, 2020 at 11:00 pm

The holidays can be such a joyous time of year, but so much time and effort to plan and prepare, and then… just like that, it’s over. The meal leaves you full and exhausted. The holiday bills can leave you feeling much the same. Without even looking at your bills, you already know you ignored that “budget.” Now what?

It’s Not the Gifts; It’s the Moments

Monday, December 16, 2019 at 11:00 pm

Have you ever wondered how valuable your time is versus your money? Time is much more valuable than money, we can use our time to make money, but we cannot use our money to purchase more time.   Believe me, I have checked!

North Dakota State Treasurer Kelly Schmidt won't seek reelection in 2020

Tuesday, December 10, 2019 at 11:00 pm

North Dakota's longest-serving state treasurer won't seek another term in 2020.

Treasurer Kelly Schmidt told the Tribune on Tuesday that she doesn't intend to run for a fifth four-year term.

"This is not something I have taken lightly," the Republican said. "I have thought about it. I have prayed about it. I have visited with my family about it. And it's just time for a new chapter. I think we all get to that point that it's time to turn the page, and I feel that it's my time."

Protect Your Passwords

Monday, November 11, 2019 at 11:00 pm

There is not a day that goes by that one of my accounts is asking for a new password. Trying to remember what I have used and how to come up with a password that is 15 characters long, contains upper and -lower- case letters, symbols and numbers can be exhausting!

Open Enrollment

Thursday, October 10, 2019

Fall is here!  I know some have already experienced the first chill of winter, but that’s another conversation.  

Many of us North Dakotans enjoy this time of year watching the leaves change, finishing the fall harvest, football, and bonfires. This time of year is also a decision-making time for many North Dakotans. 

Identity Theft...Are you protected?

Monday, September 16, 2019

Over 3 million identity theft and fraud reports were recorded in 2018!  As we near “prime time,” the holiday shopping season, for identity theft here are some friendly reminders to keep your financial information SECURE whether you shop online or your local retail store.

Is the sale too good to be true?

Tuesday, August 13, 2019

Do you sometimes feel the sale is too good to be true? Do you find yourself impulsively buying just because it is on sale? When is a good deal not a good deal? Sale signs cloud our reasoning, which results in some of the worst shopping decisions we make as consumers.