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Thursday, October 10, 2019

Fall is here!  I know some have already experienced the first chill of winter, but that’s another conversation.  

Many of us North Dakotans enjoy this time of year watching the leaves change, finishing the fall harvest, football, and bonfires. This time of year is also a decision-making time for many North Dakotans. 


Identity Theft...Are you protected?

Monday, September 16, 2019

Over 3 million identity theft and fraud reports were recorded in 2018!  As we near “prime time,” the holiday shopping season, for identity theft here are some friendly reminders to keep your financial information SECURE whether you shop online or your local retail store.


Is the sale too good to be true?

Tuesday, August 13, 2019

Do you sometimes feel the sale is too good to be true? Do you find yourself impulsively buying just because it is on sale? When is a good deal not a good deal? Sale signs cloud our reasoning, which results in some of the worst shopping decisions we make as consumers. 


Christmas in July

Tuesday, July 9, 2019

Summer is finally in full swing! Like most, you have been enjoying the outdoors as much as you can, but now is also the perfect time to think about Christmas. That's right Christmas! Or should I say your Christmas budget?


Scam, Don't fall for it!

Tuesday, June 11, 2019

The day does not go by without my phone ringing from another SCAM. The IRS, Apple, auto warranties, insurance, and most recently, Social Security. They are endless and exhausting!


Staying on track for Summer

Tuesday, May 14, 2019

Winter...It is FINALLY over! Has it as brutally cold and seemingly endless for you as it has for me? It is time for some sunshine to help get us out from underneath the hibernation of these winter months. As the days get longer and the temperature warms, we get ready to do our seasonal activities such as lawn projects, camping, house maintenance, and summer vacations. 


Financial Literacy Month

Tuesday, April 9, 2019

Do you remember the days when people wrote a check for everything, or prior to that cash was used for purchases? Today it seems I seldom have cash on me, and rarely do we use checks. We have come to a time when it is all about online shopping or using debit or credit cards, creating ample ways to overspend.


What to do with your tax refund?

Tuesday, March 12, 2019

The tax season is upon us.  Every year, people ask what should I do with my tax refund?  First, if you are expecting a tax refund remember that the government is not giving you a bonus, this is money you should have received all year.


What to do with your tax refund?

Tuesday, March 12, 2019

The tax season is upon us. Every year, people ask what should I do with my tax refund? First, if you are expecting a tax refund remember that the government is not giving you a bonus, this is money you should have received all year. (you may want to check your withholdings for 2019)


Credit Scores... What do they mean!?!

Tuesday, February 12, 2019

We all hear a lot about credit scores and checking our credit and increasing our credit score but what does this all mean!?!

Many of us struggle as we try to understand what the “credit score stuff” really includes and why does it matter. Yet, we all know it is a deciding factor for financial institutions when determining if we will receive a credit card or a loan.